Bookkeeping insurance

When incidents occur, help keep your financial firm running smoothly. Let us arrange comprehensive insurance for you.

Insurance for bookkeepers

You’re an expert in reporting transactions, processing tax and reconciling bottom lines. We’re experts in arranging insurance for financial firms. 

We can help provide you with comprehensive protection – so you can focus on providing service excellence to your clients.

At Marsh, we’ll help you protect your bookkeeping business – and your livelihood.

What’s covered?*

  • Professional indemnity cover

    The limit of liability is the maximum amount that can be provided under the insurance policy. 

  •  Breach of duty

    Cover for claims from alleged breaches of fiduciary duty in the performance of professional services.

  • Defamation

    Cover for claims for defamation, libel and slander committed in the performance of professional services.

  •  Breach of privacy or confidentiality and intellectual property infringement

    Cover for claims alleging breaches of privacy law or confidentiality, and cover for breaches of intellectual property rights in relation to trade secrets and patents.

  • Lost or damaged documents

    For claims arising from loss or damage to third- party documents.  

  •  Public liability as an additional cover

    Help protect your business against third- party claims resulting from accidents or injuries that occur as a result of your business activities with public liability insurance.    

Additional cover we can arrange

Product and services

Public liability insurance

Protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs. 

Request a callback

Product and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

Request a call back

Product and services

Management liability cover

Protect your business – and your team – against management and operational risks with management liability cover.

Request a call back

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insights and risks, but cut through the jargon to speak your language.   

Local expertise

Our New Zealand-wide network of brokers have spent years at the forefront, supporting business owners manage their unique risks in a fast-changing market. Our brokers keep ahead of the latest market insights, both local and global, and break down complex terminology.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Award-winning experts   

Marsh is a recognised industry leader, winning Large Broking Company of the Year at the New Zealand Insurance Industry Awards.    

Our capabilities are unrivalled  

Our ability to leverage the Marsh McLennan network across the Pacific and globally gives our clients access to unparalleled insight, service, tools and capabilities across the full spectrum of risk.  

Tailored solution

Regardless of the type of advice or service you provide, our brokers can help find insurance cover that meets your broad business needs. 

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price.

Frequently asked questions

The risk exposures of each business can differ based on a variety of factors. Some known and emerging exposures faced by bookkeepers include:

  • Negligence or breach of duty allegations from disgruntled customers

  • Injury or property damage claims from a third party

  • Property damage due to natural disaster

  • Cyber attacks if your customer or business data is stored by a third party, including accounting software and tools.

Claims made means that you (the insured) are covered for claims made against you during the current term of insurance. Even if the incident happened in the past.

Professional indemnity policies provide a 'claims made' basis of cover. This is because advice or service errors in many professions may not be discovered until weeks, months or even years after the mistake was made. 

Therefore, a professional indemnity policy or 'run-off' policy must be in place for a claim to be met by an insurer.

It’s also important to note that, if the limit of indemnity was changed, the limit that applies is the one purchased when the claim is notified – not when the work was completed.

Our team supports bookkeepers to provide risk and insurance advice that’s tailored to your unique risk exposures. 

Packages we recommend you consider typically include: 

  • Professional indemnity insurance

  • Public liability insurance

  • Cyber insurance.

A certificate of currency is proof that you hold a current insurance policy.   

Please contact us once you have accepted your policy and we will arrange for a certificate of currency to be sent to you from your insurer.  

Insurers use a range of details to calculate your insurance premium. These include your:

  • Level of cover 

  • Business turnover 

  • Prior claims history.

Insurers may also factor in the number of claims they expect to receive in a year for a particular business type.

Related insurance solutions

Accountancy insurance

You can count on Marsh to arrange insurance solutions to help protect you and your firm with comprehensive cover.


Insurance solutions for financial planners

Costly claims can be hard to recover from – even for a financial planner. Help protect yourself with cover arranged by Marsh.

Tax agent insurance

A lot is at stake when it comes to taxes. Help protect your business – and yourself – against legal claims and costs with tailored cover.

*Subject to terms, conditions and exclusions of the policy.

LCPA 23/150

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.