Why should you choose Marsh to arrange your insurance solutions?
Whether you’re a sole trader or freelance professional, help protect your consultancy business with professional indemnity insurance.
Hospitality workers work hard. Take a load off – let us arrange a comprehensive policy tailored to your needs.
You can count on Marsh to arrange insurance solutions to help protect you and your firm with comprehensive cover.
We can arrange insurance products and services that may suit the travel industry, including professional indemnity and income protection.
Looking for user-friendly insurance that help cover your design business's unique risks and needs? We can help.
Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.
Help protect your business – and your team – against management and operational risks with management liability cover.
Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.
The cost of your professional indemnity insurance will depend on several factors, including your business size, revenue, and services provided.
When requesting a quote, be sure to fill in the form values as accurately as possible, so we can arrange the right premium and cover for your business.
Or you can request a call back to speak to a Marsh advisor for a clearer picture.
Generally, professional indemnity insurance doesn’t cover existing circumstances, intentional damage, contractual obligations and bankruptcy.
Professional indemnity insurance can cover you for claims made due to incorrect or misleading advice.
Public liability, on the other hand, can cover you against claims resulting from property damage, accidents or injuries that happen due to your business activities.
Yes. The terms are interchangeable, and they refer to the same insurance.
‘Claims made’ is an insurance policy that covers claims made against you during the current insurance period – regardless of when the claim event happened.
Professional indemnity policies provide a ‘claims made’ cover, because errors in these professions are often discovered weeks, months or even years after the mistake was made.
This means you must have a current professional indemnity policy or a ‘run-off’ policy in place at the time of the claim, as you won’t be protected by old policies.
Another important note: If the indemnity limit has been changed, it’s the limit in effect when the claim is lodged (ie 2020) that applies – not the limit purchased when the work was done (ie 2017).
LCPA 23/150
Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request.
