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Craft brewery insurance

Let Marsh arrange the most appropriate policy for your brewery or distillery, so you can pour your energy into your business.

                              0800 376 304

What insurance should I consider for my craft brewery?

Whether you are just starting out or scaling up your operations, your brewery or distillery will require specialised insurance cover – tailored to your needs.

We can help arrange public liability cover and other options appropriate for your needs. To give you protection, confidence and peace of mind.

So, whether you’re running a microbrewery, a brewpub or a large distillery, request a call back to talk to one of our expert brokers.

Cover we can arrange

  • Public liability insurance

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Property cover 

    Cover for accidental loss or damage to business assets (eg building, content or stock) at premises from unforeseen occurrences such as fire and storm damage.

  • Product recall and withdrawal cover

    Product recall covers any products that need to be recalled for health and safety reasons. Product withdrawal cover for non-health and safety issues (eg taste, presentation of product).

  • New Zealand-wide cover

  • Applies to a wide range of breweries and brew pubs.

  • Other options

    Motor vehicles, transit and cargo, management liability, and more.

Additional cover we can arrange

Product and services

Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents and more.

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Product and services

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

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Product and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding* arranged by Marsh.

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers have spent years at the forefront supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Award-winning experts

Marsh is a recognised industry leader, winning Large Broking Company of the Year 2022 and 2023 at the New Zealand Insurance Industry Awards

Industry knowledge

Our specialist brokers support thousands of businesses in the hospitality and manufacturing industries. We can spot the best cover for you.

Consistent and competitive

Marsh brokers use their expertise to find the best cover at the right price. So we can help you get the best deal possible – without compromising cover.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price.

female insurance broker talking to clients

Frequently asked questions

Breweries and distilleries operate with unique risks. 

Depending on the size and scale of your business, the team at Marsh encourage you to consider: 

Additionally, you may need to consider: 

The cost of your insurance will depend on several factors, including: 

  • The size, nature and geographical location of your business 

  • Your previous claims history 

  • Your specific risk exposures 

  • Your level of coverage.

For a quote specific to your business’s needs, contact a Marsh advisor.

We understand that premiums play a big role in choosing the right policy. But there is more to consider. 

Premiums are based on the amount of risk the provider takes on – so a lower premium often means more exclusions. 

To avoid confusion, be sure to read the policy wording and product disclosure statement carefully. 

Your business relies on a whole range of equipment and machinery for brewing, packaging and refrigeration. A breakdown in any of these critical pieces of equipment could lead to lengthy delays and an inability to fulfil supply obligations. 

Machinery breakdown cover will protect your business from the costs associated with fixing the machinery – as well as cover any financial losses resulting from an inability to trade.

Different factors will influence the cost of insurance, such as: 

  • The services you provide 

  • The size of your company 

  • Your annual revenue

  • Your specific risk exposures.

When requesting a quote, you should ensure the declared value of your business is accurate so you get the correct premium and cover for your business.

Related insurance solutions

slected option

Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.

Management liability insurance

Help protect your business – and your team – against management and operational risks with management liability cover.

Hotel insurance

Help protect your hotel’s reputation – and bottom line – in the event of a claim. We can arrange insurance that meets your unique needs.

Accommodation insurance

At Marsh, we work with a wide variety of accommodation businesses to arrange the best insurance solutions to suite your unique risk requirements.

LCPA 23/150

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.  

* Interest and additional fees may be applicable. Terms and conditions apply.