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Insurance for technology companies

Tech has never been more important. Help keep your business, yourself and your tech specialists safe with cover arranged by Marsh.

                              0800 376 304

Cover we can arrange

Business interruption

After a cyber attack, you might be unable to access your systems for a while. If tech troubles force your business to hit pause, a cyber policy can help cover your loss of income.

Repair and restoration

How much would it cost to repair, recover and restore your IT systems after an attack? Cybersecurity insurance can help cover IT repair costs – plus the money spent restoring your lost data.

PR, legal and incident response

The aftermath of a cyber incident could call for crisis management. If you need to do some reputational damage control, a cyber policy can help cover the costs.

Fines and penalties

Legal services don’t come cheap. If you need to defend yourself after an attack – or if you’re fined for not reporting a data breach properly – a cyber policy can help cover your legal fees. 

Scam, fraud and phising

Cyber fraud is on the rise – and only getting more sophisticated. If you’re tricked into paying someone you don’t owe a thing to, cyber insurance can help be a safety net.

Third party liability

If your customers’ personal data is stolen in an attack, you could be liable to compensate them. Cyber insurance can help cover legal defence costs – plus liability in a range of scenarios.

Additional cover we can arrange

Product and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

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Product and services

Management liability

Help protect your business – and your team – against management and operational risks with management liability cover.

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Product and services

Public liability

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

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What cover should I consider for my technology company?

The tech industry is growing fast. That means demand for new tech is increasing at breakneck speed – and innovation needs to keep up. Cyber liability insurance can offer a financial cushion to your tech company if you lose your footing.

If your tech company is hit by a cyber attack, it could expose you to a plethora of risks: slowed operations, recovery costs, and loss of personal and customer data among them.

A cyber liability policy can help address these risks – while covering technological errors and omissions.

technicians discussing prototype on computer

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers has spent years at the forefront, supporting business owners to manage their unique risks in a fast-changing market. Our brokers keep ahead of the latest market insights, both local and global, and break down complex terminology. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Any size, any stage

Our industry-expert brokers are equipped to arrange cover for tech companies of all sizes – at all stages of growth.

Risk management plans

Our cyber brokers are experts in your industry. We can offer you advice that’s tailored to your needs – and put a risk management plan in place.

Cybersecurity expertise

With access to a wide insurer network, our team of cyber experts can obtain multiple cyber liability quotes – and offer you sound advice.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price. 

female insurance broker talking to clients

Frequently asked questions

At the moment, tech companies aren’t required to have cyber liability insurance under New Zealand law. But they are required to protect the information of their customers and staff – under the New Zealand Privacy Act 2020.

A cyber liability or cybersecurity policy can help offer your tech company cover for costs towards working with regulators if you ever came under attack.

Cyber risk is any risk that comes about from the incorrect or unauthorised use of technology.

This might include malicious cybercrime, like ransomware, accidental disclosure of information and loss of confidential data.

Cyber attacks can significantly disrupt business operations. They’re also becoming more frequent and sophisticated, causing disruption to businesses of all sizes.

Taking proactive measures to prevent a cyber attack is increasingly imperative – even for technology companies themselves.

A 2021 HP security survey revealed that the average cost of cyber-attacks to small businesses in New Zealand is $159,000.*

In the aftermath of an attack, costs may come from recovery of lost data and legal fees due to compromised customer information. (Though the consequences of an attack vary widely.) 

The policies you need will depend on the type of business you own and the industry in which you operate.

So that we can understand and assess your needs, contact our cyber risk specialists today.

Cyber liability insurance and cybersecurity insurance are sometimes used interchangeably, but they are not the same.

Generally speaking, cyber liability largely covers financial fallout caused by cyber-related events – like data breaches, network failures and cyber-attacks. It can cover the cost of cyber-incident responses, such as legal fees, PR expenses and notification costs.

Cybersecurity insurance is typically broader. It is usually designed to help businesses manage and mitigate their cyber risks. It might include cyber liability insurance, but it can also help cover business interruption, extortion or phishing.

Related insurance solutions

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Professional indemnity cover

Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.

Cybersecurity insurance

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IT consultant insurance

Data breaches, network failures, cyberattacks. Help shield your business from the risks of IT consultancy – from costly legal fees.

Web design cover

Whether you're a freelancer, studio head or studio owner, you need all the bandwidth you can get. Let us arrange your cover for you.

Graphic design cover

Looking for user-friendly insurance that help cover your design business's unique risks and needs? We can help.

LCPA 23/150

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request. 

* 2021, Cyberattacks on New Zealand businesses increasing dramatically, now cost an average of $159k each - research | Newshub