Business insurance is an integral part of doing business. Without the right protection, you risk losing everything you’ve worked so hard to achieve to one event – be it a storm, fire or burglary.
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Protect your business – and your team – against management and operational risks with management liability cover.
Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.
Protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.
In marketing, strategy is key. Consider a strategic approach to your insurance – let the industry experts arrange yours.
We can arrange insurance products and services that may suit the travel industry, including professional indemnity and income protection.
Your clients know the value of your time. Why not free up some more? Let us arrange comprehensive insurance for you.
Business insurance is an integral part of doing business. Without the right protection, you risk losing everything you’ve worked so hard to achieve to one event – be it a storm, fire or burglary.
The most common business package policies include:
Property insurance (including business interruption insurance)
Glass insurance
Theft insurance
Money insurance
Public liability insurance
Product liability insurance.
Many insurers offer other cover, such as machinery breakdown and electronic equipment.
The important thing to remember is this: we can tailor your business insurance package to your needs.
Imagine an insurable event happens to your business. A fire, storm, theft or burglary. Would you still be able to pay rent, utilities, staff wages and operating costs?
If not, business interruption insurance can help cover you. It provides protection for loss of income and increased operational costs caused by an insured event.
The cost of your business insurance depends on a few factors. These can include the:
Size of your business
Size of your workforce
Type of business activities you carry out
Property you want to insure
Location you operate from.
Your insurer will also consider your fire and security protections, plus any claims history if you’ve had insurance before.
You can also obtain quotes that have a higher excess amount. This can provide some premium savings.
Discuss all these factors in-depth with your Marsh advisor.
Exclusions under a business insurance policy will be specific to your industry and the insurer you choose.
That’s why it’s critical to understand what you are being covered for before purchasing business insurance.
Thankfully, our team of brokers and risk management experts can provide you with advice and recommendations at every step of the way.
LCPA 23/150
Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.