Business

Insurance solutions for tradies

From legal liability, to stolen tools and property damage, we can help arrange competitive insurance for all types of tradies.

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Tools and equipment cover

As the saying goes, a tradie is only as good as their tools. If your tools are damaged, lost or stolen, it can be an expensive exercise to get them replaced. Make sure your tools and equipment are covered for replacement or repair if damage or loss occurs.

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.

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Frequently asked questions

Yes. We can arrange monthly instalments* provided you meet certain criteria. Please be aware this option is currently unavailable online.

To request monthly payments, please contact our Trades team.

We strongly recommend considering professional indemnity insurance if you provide advice or design services to your clients.

Professional indemnity insurance can cover your business for allegations of negligence involving a breach of professional duty. This is typically excluded under public liability insurance.

It depends.

If a subcontractor injures a third party or damages their property, they may be covered by their client’s public liability policy.

However, if a subcontractor is negligent and leaves their tools out, causing a third party to trip and injure themselves, then this claim may need to be made under the subcontractor’s policy.

As such, we strongly recommend subcontractors consider arranging their own public liability insurance to be appropriately covered.

A certificate of currency is proof that you hold a current insurance policy.   

Please contact us once you have accepted your policy and we will arrange for a certificate of currency to be sent to you from your insurer. 

Financial advice disclosure

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Tips for saving on tradie insurance premiums

20/02/2023

Discover valuable tips on how to save on your tradie insurance premiums. Get the best coverage for your tradie business in New Zealand without breaking the bank, with Marsh NZ.

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Stopping tool theft in your business

Explore valuable insights from Marsh NZ on how to prevent tool theft in your trade business. Learn effective strategies to safeguard your tools and assets.

Marsh Limited (NZBN 9429040918792)(“Marsh”) arranges the insurance and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. This publication is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage.

*Interest and additional fees may be applicable.

LCPA 23/150

Insurance solutions for tradies

Cover we can arrange

Public liability insurance