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Insurance for Master Electricians

Marsh provides Master Electricians members with a tailored package to cover risks and exposures unique to electricians.

                              0800 376 304

What insurance should I consider as an electrician?

Accidents can shock even the most experienced electricians. If you damage a circuit and cause a fire, you could be liable for property damage and legal fees. 

That’s why we strongly recommend public and statutory liability covers for electricians.

Stay switched on and help protect your business with insurance arranged by Marsh.

What's covered?

  • Commercial motor

    Loss, theft and damage to commercial vehicles.

  • Statutory liability

    Policy consists of a standard limit of $2 million.

  • Public liability

    Policy consists of a standard limit of $20 million.

  • Loss, theft and damage to tools and stock

    Cover available New Zealand-wide.

  • Employment disputes

    Policy consists of a standard limit of $1 million.

  • Apprentice cover

    Automatic cover for apprentices under your policy.

  • Property being worked on

    Policy consists of a standard limit of $100,000.

Additional cover we can arrange

Product and services

Professional indemnity cover

Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.

Request a call back

Product and services

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

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Product and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding* arranged by Marsh.

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Safeguard your business with risk and insurance solutions tailored for Master Electricians members

At Marsh, we are proud to have been the insurance broking partner of Master Electricians for more than 10 years. Through this partnership, we combine deep industry knowledge with wide insurance networks, providing you with a tailored package that meets all your unique risk needs. 


As a Master Electricians member, you can gain access to special rates and a higher liability cover. Protecting you from a range of risks – including loss of tools and workplace safety. 

female electrician checking circuit board

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers have spent years at the forefront supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Trades industry expertise

At Marsh, we’ve worked with thousands of tradies across New Zealand and Australia. This extensive experience and strong ongoing working relationship means we understand the unique risk profiles and emerging issues that tradies face. 

Tailored cover

We can arrange specialised cover for Master Electrician members which includes insurance solutions tailored to support your unique risk requirements. It also gives you access to special rates and a higher liability cover (up to $10 million).

Over a decade of partnership

Marsh is proud to be the endorsed insurance broker for the Master Electricians association for more than 10 years – and counting. We arrange tailored packages to cover the wide range of risks and exposures faced by electricians daily.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price.

female insurance broker talking to clients

Frequently asked questions

We have developed the Master Electricians insurance package in conjunction with insurers to cover a variety of risks and exposures that electricians often face.

This includes policies such as: 

Public liability and statutory liability are important policies for every business in New Zealand – including electricians. 

Public liability can cover claims from third parties for property damage or physical injury that’s caused by your business activities. 

Statutory liability helps to cover fines or penalties when you unintentionally breach certain statutes. This cover includes associated defence costs. 

As an electrician, you may provide professional advice to your clients. As such, professional indemnity insurance is highly recommended. 

Professional indemnity  covers you and your business against claims for third-party financial loss due to your negligent advice or a breach of professional duty. 

This policy can also cover costs related to defending or managing these claims against your business. 

These insurance policies may not cover certain situations, such as:

  • Excess (the uninsured amount that you need to pay in the event of a claim) 

  • Wear and tear

  • Mechanical failure

  • High risk locations (including timber mills, mines and airports).

To get a clearer picture, get in touch with a Marsh broker.

Master Electricians is the only professional trade association for electrical contracting businesses in New Zealand. 

They help electrical businesses grow by providing technical support, industry advocacy, legal advice and health and safety support.

If you run an electrical business in New Zealand, you can sign up to be a member on their website.

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Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.

Business vehicle cover

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.     

LCPA 23/150

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.