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Car mechanic insurance

Safeguard your business with custom insurance designed for mobile mechanics, diesel mechanics and auto repair businesses. 

                              0800 376 304

What insurance do I need to consider as a car mechanic?

A car mechanic’s daily operations can be extensive and ever changing. As careful as you may be, you’re still exposed to accidents and errors – making comprehensive mechanic insurance crucial to consider for your business.

Public liability is also important to consider for protection against accidental injuries or third-party property damage claims.

Marsh can help you arrange the insurance you need – so you won’t find yourself in a fix.

What's covered?

  • Commercial property, business interruption, customer motor vehicle

    Minimum conditions may apply.

  • Choose the public liability cover limit to suit your business

    The limit of liability is the maximum amount that can be provided under the insurance policy. 

  • Broad limit options available for professional indemnity cover

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Electronic equipment breakdown cover

    Minimum conditions may apply.

  • Money cover

    Minimum conditions may apply.

  • Glass cover

    Minimum conditions may apply.

Additional cover we can arrange

Product and services

Business interruption

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

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Product and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.  

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Product and services

Commercial property cover

Your property is your responsibility – but mishaps don’t have to cost you. Let us help protect your assets with personalised cover.

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers has spent years at the forefront, supporting business owners to manage their unique risks in a fast-changing market. Our brokers keep ahead of the latest market insights, both local and global, and break down complex terminology. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

30+ years in your industry

Our dedicated brokers have been supporting New Zealand motor trade clients for more than 30 years – so we understand your unique risk needs.

Consistent and competitive

Marsh brokers use their expertise to find the right cover at the right price – so we can help you get the best deal possible every time.

Award-winning experts

Marsh is a recognised industry leader, winning Large Broking Company of the Year 2022 and 2023 at the New Zealand Insurance Industry Awards

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price. 

female insurance broker talking to clients

Frequently asked questions

From diagnosing and repairing engine faults to completing logbook services, your day-to-day operations and activities are varied and many.

But no matter how experienced or careful you are, you’re exposed to risks every day.

What’s more, if you accidentally injure a client or damage their car while servicing it, you may be liable to compensate them for any repair, medical and even legal costs incurred. 

Also, if you’re renting a garage or any other premises, your property owner may not approve your lease application until they see your public liability certificate of currency.

The cost of your insurance will depend on several factors – including your business size, revenue and services provided.   

You can request a callback to speak to a Marsh advisor for a clearer picture.  

Yes. If your business meets certain criteria, we can arrange monthly instalments* through premium funders.

To request monthly payments, please contact our team

You can learn more about premium funding here

Related insurance solutions

slected option

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry. 


Professional indemnity

Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.  

Public liability

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.  


Car dealer insurance

For car dealerships, theft and damage are pertinent risks. Help protect yourself from financial loss with insurance arranged by Marsh.

Auto electricians insurance

Accidents happen – even to experienced electricians. Let us arrange your insurance to help keep you safe from losses and liabilities. 

Tyre dealer insurance

Damage, theft and defective tyres can bog any tyre business. Keep the wheels spinning with insurance arranged by Marsh.

LCPA 23/150

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request. 

*Interest and additional fees may be applicable. Terms and conditions apply.