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Panel beater insurance

Protect your automotive business with comprehensive panel beater insurance that meets your unique risk requirements. 

                              0800 376 304

What insurance should panel beaters consider?

As a panel beater, your risk exposures include injuries, accidents and property damage claims. Having the right insurance could determine whether your business survives the financial strain of a claim or disruption.

Covers to consider include business interruption, public liability and professional indemnity.

Marsh can help arrange the appropriate covers for you, so unforeseen circumstances won’t put a dent in your income.

What's covered

  • Commercial property, business interruption, customer motor vehicle

    Minimum conditions may apply.

  • Choose a public liability cover limit to suit your business needs

    The limit of liability is the maximum amount that can be provided under the insurance policy. 

  • Broad limit options available for professional indemnity cover

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Electronic equipment breakdown cover

    Minimum conditions may apply.

  • Money cover

    Minimum conditions may apply.

  • Glass cover

    Minimum conditions may apply.

Additional cover we can arrange

Product and services

Management liability

Help protect your business – and your team – against management and operational risks with management liability cover. 

Request a call back

Product and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.  

Request a call back

Product and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers has spent years at the forefront, supporting business owners to manage their unique risks in a fast-changing market. Our brokers keep ahead of the latest market insights, both local and global, and break down complex terminology. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

30+ years in your industry

Our dedicated brokers have been supporting New Zealand motor trade clients for more than 30 years – so we understand your unique risk needs.

Comprehensive and competitive

Marsh brokers use their expertise to find the best cover at the right price – so you get the best deal possible, without compromising cover.

Award-winning experts

Marsh is a recognised industry leader, winning Large Broking Company of the Year 2022 and 2023 at the New Zealand Insurance Industry Awards

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price. 

female insurance broker talking to clients

Frequently asked questions

The cost of your insurance will depend on several factors including your business size, revenue and services provided. 

You can request a callback to speak to a Marsh advisor for a clearer picture.

Yes, they are different insurance solutions for different business needs.

Public liability insurance can protect you and your business against claims that arise from third-party injuries or property damage. We highly recommend this if you work with customers, suppliers, or members of the public on a regular basis.

Business insurance is a package designed to cover your business contents, tools and commercial premises against damage and loss. It also offers an option for public liability, but only at your request.

Public liability insurance generally does not cover injuries to your employees and damage to your own property.

It may also exclude claims that arise due to professional negligence, faulty workmanship, contractual liability and events that occurred before the policy period.

Speak to a Marsh advisor for more details. 

Public liability insurance can protect you and your business in the event a third party is accidentally injured or sustains property damage due to your business activities.

Public liability insurance may be mandatory for you to operate your business. In some cases, you may be contractually required to have the policy before you’re allowed to rent business premises or go on site.  

Yes. If your business meets certain criteria, we can arrange monthly instalments* through premium funders.

To request monthly payments, please contact our team. You can learn more about premium funding here

Related insurance solutions

slected option

Car dealer insurance

For car dealerships, theft and damage are pertinent risks. Help protect yourself from financial loss with insurance arranged by Marsh.


Auto electricians insurance

Accidents happen – even to experienced electricians. Let us arrange your insurance to help keep you safe from losses and liabilities. 

Mechanic insurance

There’s no quick fix for financial losses. Get coverage for accidents, errors or negligence with insurance arranged by Marsh.



Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

LCPA 23/150

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request. 

*Interest and additional fees may be applicable. Terms and conditions apply.