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Tyre dealer insurance

We know the risks of the tyre trade. And we can arrange tyre dealer insurance to help protect you against them.

                              0800 376 304

What is tyre dealer insurance?

Selling and fitting tyres is a specialist trade. It takes skill and precision – but even the most careful tyre dealers face risks.

A typical tyre dealer policy addresses your most pertinent risks with three key covers: business interruption, public liability and professional indemnity.

Together, these can help cover your business for loss, damage and third-party personal injury – and the legal fees that come with it.

What's covered?

  • Commercial property, business interruption, customer motor vehicle

    Minimum conditions may apply.

  • Choose from a public liability cover limit to suit your business needs

    The limit of liability is the maximum amount that can be provided under the insurance policy. 

  • Broad limit options available for professional indemnity cover

    The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Electronic equipment breakdown cover

    Minimum conditions may apply.

  • Money, theft and glass cover

    Minimum conditions may apply.

Additional cover we can arrange

Product and services

Business asset insurance

Your assets face the same risks as your premises: theft, damage and more. Keep your inventory covered with insurance arranged by Marsh.


Product and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.  

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Product and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers has spent years at the forefront, supporting business owners to manage their unique risks in a fast-changing market. Our brokers keep ahead of the latest market insights, both local and global, and break down complex terminology. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Tailored insurance

Regardless of the type of advice or service you provide, our brokers can help find insurance cover that meets your broad business needs. 

Comprehensive and competitive

Marsh brokers use their expertise to find the best cover at the right price – so you get the best deal possible, without compromising cover.

Award-winning experts

Marsh is a recognised industry leader, winning Large Broking Company of the Year 2022 and 2023 at the New Zealand Insurance Industry Awards

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price. 

female insurance broker talking to clients

Frequently asked questions

Every tyre dealer policy varies depending on the insurer. But, generally speaking, we can help arrange insurance for your business that includes the following options:

  • Business interruptions

  • Faulty workmanship

  • Errors and omissions

  • Employment practices liability

  • Professional indemnity

  • Public liability

  • Customer vehicle loss or damage

  • Property damage

  • Machinery and equipment breakdown.

Have another concern? We can always arrange insurance to suit the specifics of your business.

The range of motor trades clients we can service is ever-expanding. We can cover:

  • Auto electricians

  • Mechanics

  • Tyre retailers and fitters

  • Car dealers

  • Engine reconditioning

  • Smash repair/Panel beating

  • Mobile mechanics

  • Vehicle cleaning/Detailing

  • Service station with mechanical workshop.

  • Tyre re-threaders

The answer depends on how often your business changes.

As a rule of thumb, we recommend you review your policy at least once a year. This will ensure your business’s current risk exposures are covered.

But major changes – such as business growth, greater work complexity or expanded services – should always prompt an insurance review.

Some insurers need to know about certain changes in accordance with your duty of disclosure. If your business has changed recently, contact the Marsh motor trades team to update your policy.

A number of risks are emerging in the tyre industry. To expand your coverage further, you might consider cyber insurance and management liability insurance.

Why cyber insurance? Cyber attacks are becoming increasingly common. And nearly half of them affect small businesses. If you store customer data and business information online, you could be exposed.

Why management liability? The tyre industry faces increasing regulatory and statutory scrutiny. Management liability cover could help protect you – and your employees – against fines, claims and legal action in the event of a violation.

Related insurance solutions

slected option

Car dealer insurance

For car dealerships, theft and damage are pertinent risks. Help protect yourself from financial loss with insurance arranged by Marsh.


Auto electricians insurance

Accidents happen – even to experienced electricians. Let us arrange your insurance to help keep you safe from losses and liabilities. 

Panel beater insurance

Panel beating is a hands-on job. Mitigate risks of damage and financial loss with tailored insurance – arranged by Marsh. 



Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.

Management liability

Help protect your business – and your team – against management and operational risks with management liability cover. 


Business vehicle insurance

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.

LCPA 23/150

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.