Professional indemnity insurance may help cover:
Settlement judgements
Claims investigation costs
Defence costs
Breach of duty
Intellectual property
Breach of privacy or confidentiality
Defamation
Lost or damaged documents
Negligence.
Additional cover we can arrange
Why Marsh?
Why should you choose Marsh to arrange your insurance solutions?
Frequently asked questions
Professional indemnity insurance typically can’t cover:
Existing circumstances
Intentional damage
Contractual obligations
Bankruptcy.
The professional indemnity cover you’ll need to consider will vary based on a number of factors, such as:
The size of your business
The type of clients: direct, large or small agencies
Your experience
The scope of work
The number of staff
Your preference of coverage.
For advice specific to your business, speak to a broker.
Our team acts on behalf of clients to provide support and proactively guide clients through the claims process.
You can contact your Marsh representative. They’ll help you with lodging a claim.
‘Claims made’ is a term used to describe an insurance policy that covers claims during the policy term – not necessarily when the alleged incident occurred.
This is because advice or service errors in many professions are often discovered weeks, months, or even years after the mistake was made.
Therefore, a professional indemnity policy – or 'run-off' policy – must be in place for a claim to be met by an insurer.
This policy also applies to changes to the limit of indemnity.
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Marsh Limited (NZBN 9429040918792)(“Marsh”) arranges the insurance and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. This publication is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage.
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