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Business

Web designer insurance

No matter your working arrangement – freelance, in-house, agency – we can arrange web designer insurance tailored to you.

                              0800 376 304

Why do web designers need to consider professional indemnity insurance?

If you’re in the web design game, you provide a service that shapes your clients’ online presence. 

Whether you're a freelancer, studio head or studio owner, professional indemnity insurance can help protect you from financial loss in the event of a claim. 

Whether it’s cover for infringement of intellectual property laws, plagiarism, or confidentiality breaches, we can find the right insurance for you.

What’s covered?*

  • Professional indemnity cover to fit your business needs

     The limit of liability is the maximum amount that can be provided under the insurance policy.

  • Breach of duty

    Cover for claims from alleged breaches of fiduciary duty in the performance of professional services.

  • Defamation

    Cover for claims for defamation, libel and slander committed in the performance of professional services.

  • Breach of privacy or confidentiality and intellectual property infringement

    Cover for claims alleging breaches of privacy law or confidentiality, and cover for breaches of intellectual property rights in relation to trade secrets and patents.

  • Lost or damaged documents

    For claims arising from loss or damage to third party documents.

  • Public liability as an additional option

    Help protect your business against third party claims resulting from accidents or injuries that occur as a result of your business activities with public liability insurance.   

Additional cover we can arrange

Product and services

Public liability insurance

Protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs. 

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Product and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

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Product and services

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back 

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers have spent years at the forefront, supporting business owners manage their unique risks in a fast-changing market. Our brokers keep ahead of the latest market insights, both local and global, and break down complex terminology.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Comprehensive & competitive 

Marsh brokers use their expertise to find the best cover at the right price – so you get the best deal possible, without compromising cover.  

Our capabilities are unrivalled  

Our ability to leverage the Marsh McLennan network across the Pacific and globally gives our clients access to unparalleled insight, service, tools and capabilities across the full spectrum of risk.  

Bespoke solutions

We know insurance isn’t one-size-fits-all. So we arrange policies that cover your unique needs.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price.

female insurance broker talking to clients

Frequently asked questions

Professional indemnity insurance may help cover: 

  • Settlement judgements
  • Claims investigation costs 
  • Defence costs 
  • Breach of duty  
  • Intellectual property  
  • Breach of privacy or confidentiality  
  • Defamation  
  • Lost or damaged documents 
  • Negligence. 

Professional indemnity insurance typically can’t cover:

  • Existing circumstances 

  • Intentional damage

  • Contractual obligations

  • Bankruptcy.

The professional indemnity cover you’ll need will vary based on a number of factors, such as:  

  • The size of your business  
  • The type of clients: direct, large or small agencies  
  • Your experience  
  • The scope of work  
  • The number of staff 
  • Your preference of coverage.  

For advice specific to your business, contact our team of experts. 

‘Claims made’ is a term used to describe an insurance policy that covers claims during the policy term – not necessarily when the alleged incident occurred. 

This is because advice or service errors in many professions are often discovered weeks, months, or even years after the mistake was made.

Therefore, a professional indemnity policy – or 'run-off' policy – must be in place for a claim to be met by an insurer.

This policy also applies to changes to the limit of indemnity.

Our team can provide support and proactively guide clients through the claims process.

Contact your Marsh representative to assist with lodging a claim.

Related insurance solutions

slected option

Graphic design cover

Looking for user-friendly insurance that covers your design business's unique risks and needs? We can help.
   

Marketing consultant cover

In marketing, strategy is key. Consider a strategic approach to your insurance – let the industry experts arrange yours.

HR consultant cover

Your clients know the value of your time. Why not free up some more? Let us arrange comprehensive insurance for you.
    

Retail insurance

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers.

Events insurance

Let Marsh cater to your industry’s unique insurance needs – so you can keep your focus on the celebrations.  

Professional services cover

You’re an expert in your field. We’re experts in ours. Let Marsh arrange professional services cover tailored to you.

*Subject to terms, conditions and exclusions of the policy.

LCPA 23/150 

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.