Retailers who sell their products at a physical location can be exposed to additional risks.
If you have a shopfront, make sure you mention this to your broker so they can arrange the most appropriate cover for your business needs.
Additional cover we can arrange
Why Marsh?
Why should you choose Marsh to arrange your insurance solutions?
Frequently asked questions
Doing business online adds new risks on top of your standard business risk exposures.
For example, you could accidentally spread viruses or malware – or compromise your clients’ privacy and personal details. Cybersecurity insurance can help support you if a claim arises.
You might further protect your business and clients with product liability insurance if you sell goods online. And professional indemnity insurance if you offer professional services or advice.
Considered two of the most important forms of insurance for businesses, public liability and professional indemnity insurance can help to provide cover for very different risks.
Public liability and product liability insurance can help protect your business against financial losses if a third party claims they’ve sustained an injury or that their property was damaged due to your products or business activities.
On the other hand, professional indemnity insurance can help protect you if a third party (usually a client) claims that an error in the advice or service you offered caused them injury, damage, or financial loss. It can help cover settlements judgements, investigation costs and defence costs in relation to professional indemnity claims – or action made against a business.
Yes. We can arrange funding from our premium funders, for your premium payable in monthly instalments* provided your business meets certain criteria.
Contact us to set up monthly payments for your premiums, or learn more about premium funding here.
The value of any insurance broker is tested by their ability to respond to claims when needed.
Marsh acts as an advocate for our clients in the event of a claim. Our team will negotiate with insurers to get the best possible terms on your behalf, coordinating and managing all aspects of the claims process.
Related insurance solutions
Business insurance
Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.
Management liability cover
Help protect your business – and your team – against management and operational risks with management liability cover.
Professional indemnity
Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.
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Insurance premium funding
Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding* arranged by Marsh.
Business interruption cover
A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.
Marsh Limited (NZBN 9429040918792)(“Marsh”) arranges the insurance and is not the insurer. This page contains general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh on request. This publication is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. The information contained herein is based on sources we believe reliable, but we make no representation or warranty as to its accuracy. Marsh shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage.
* Interest and additional fees may be applicable. Terms and conditions apply.
LCPA 23/150