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Carpenter insurance

Comprehensive carpenter insurance to help protect you and your business. Arranged by industry experts.

                              0800 376 304

What cover should I consider for my carpentry business?

As a carpenter, you face many risks while on the job. You work at varying heights and you’re required to move around frequently. That puts you – and any third party in the vicinity – at heightened risk.

In the event of a claim from a third party for damage or injury, your business could pay the price.

At Marsh, we encourage you to consider public and product liability insurance to help keep you and your business safe.

What covers are avaliable to you?

  • Choose from public liability cover limit to fit your business

    The limit of liability is the maximum amount that can be provided under the insurance policy. 

  • Business package

    Wide range of covers such as building, contents, stock, theft etc in a tailored package. Minimum conditions may apply.

  • Commercial motor

    Coverage options for your car, truck, trailer, excavator, mobile plant. Minimum conditions apply.

  • Tools and equipment

    Covering accidental loss or damage of your tools you take out on the road with you. Minimum conditions may apply.

Additional cover we can arrange

Product and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry. 

Request a call back

Product and services

Business interruption cover

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

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Product and services

Professional indemnity cover

Protect your business against claims of misleading advice, breach of duty and negligence with professional indemnity cover.

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insights and risks, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers has spent years at the forefront, supporting business owners to manage their unique risks in a fast-changing market. Our brokers keep ahead of the latest market insights, both local and global, and break down complex terminology. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Same-day certificates

We’ll send your certificate of currency straight to your email address after you successfully purchase public liability insurance through Marsh.

Trades industry expertise

Marsh brokers are experts in your industry, and can arrange an insurance solution unique to trades risk exposures and needs.

Consistent and competitive

We use our industry expertise to help find the right cover at the right price – so you get the best deal possible every time.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price

female insurance broker talking to clients

Frequently asked questions

All tradespeople – plumbers, carpenters, cabinet makers, electricians – work in inherently risky environments. As a carpenter, the tools you use can cause serious damage if they’re mishandled. And even the most careful carpenters make mistakes.

Outside the shop, a faulty screw or affixer could cause your handiwork to harm somebody (or damage their property) long after the process is complete.

Comprehensive coverage is a boon for any business – but it’s important to have cover that’s right for yours.

We strongly recommend considering professional indemnity insurance if you provide advice or design services to your clients. 

Professional indemnity insurance can cover your business for allegations of negligence involving a breach of professional duty. This is typically excluded under public liability insurance.

It depends.

If a subcontractor injures a third party or damages their property, they may be covered by their client’s public liability policy.

However, if a subcontractor is negligent and leaves their tools out, causing a third party to trip and injure themselves, then this claim may need to be made under the subcontractor’s policy.

As such, we strongly recommend subcontractors consider arranging their own public liability insurance to be appropriately covered.

A certificate of currency is proof that you hold a current insurance policy.   

Please contact us once you have accepted your policy and we will arrange for a certificate of currency to be sent to you from your insurer. 

Yes. We can arrange monthly instalments* provided you meet certain criteria. Learn more about premium funding here

Yes. If you provide the relevant information and satisfy the underwriter’s criteria, we can provide you with a quote over the phone.

Simply call us on 0800 820 621.

Related insurance solutions

slected option

Plasterers insurance

Plastering can be risky – but mistakes don’t have to cost your business. We can arrange plasterer cover tailored to you.

Painter insurance

Wine stains are one thing. Paint stains are something else. Let us arrange insurance that helps protect you against costly claims.

Plumbers insurance

The right plumber insurance can help prevent financial leaks. We can arrange watertight cover on your behalf – tailored to your business.

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Professional indemnity cover

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

Public liability cover

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

Retail insurance

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers.   

Hospitality insurance

Hospitality workers work hard. Take a load off – let us arrange a comprehensive policy tailored to your needs.

Professional services

You’re an expert in your field. We’re experts in ours. Let Marsh arrange professional services cover tailored to you.

LCPA 23/150.

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.   

*Interest and additional fees may be applicable.