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Electricians insurance

We can connect you with competitive insurance for electricians that helps protect your business.

                              0800 376 304

What insurance should I consider as an electrician?

Accidents can shock even the most experienced electricians. If you damage a circuit and cause a fire, you could be liable for property damage and legal fees. 

That’s why we strongly recommend public and statutory liability covers for electricians.

Stay switched on and help protect your business with insurance arranged by Marsh.

What's covered?

  • Commercial motor

    Loss, theft and damage to commercial vehicles.

  • Statutory liability

    Policy consists of a standard limit of $2 million.

  • Public liability

    Policy consists of a standard limit of $20 million.

  • Loss, theft and damage to tools and stock

    Cover available New Zealand-wide.

  • Employment disputes

    Policy consists of a standard limit of $1 million.

  • Apprentice cover

    Automatic cover for apprentices under your policy.

  • Property being worked on

    Policy consists of a standard limit of $100,000.

Additional cover we can arrange

Product and services

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh*

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Product and services

Business vehicle cover

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.   

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Product and services

Business insurance

Need a range of covers to suit your business needs? Explore Marsh’s business bundles for glass, theft, contents cover and more.

Request a call back 

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers have spent years at the forefront supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights both local and global and break down the jargon into your language. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Award-winning experts

Marsh is a recognised industry leader, winning Large Broking Company of the Year 2022 and 2023 at the New Zealand Insurance Industry Awards

Protecting your apprentices

We’ll help keep your apprentices protected. We can cover the apprentices you employ under your own policy.

Competitively priced cover

We leverage our strong market relationships and source multiple quotes to help deliver you competitively priced insurance policies.

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price.

female insurance broker talking to clients

Frequently asked questions

You might consider several insurance solutions – including: 

Your insurance needs may differ depending on the type of activities you and your employees carry out. 

Our Trades team can work with you to understand your risk exposure – and design a solution just for you.

When you compare different policies, price will understandably play a large role. However, it shouldn’t be the only factor you consider.

Why? Insurance providers often calculate a policy’s premium based on the risks they take on. By having more exclusions, they can reduce their risk – and offer a cheaper premium.

But as a consequence, you could be left with a policy that doesn’t deliver when your business needs it most.

To provide quality services, you need to prepare your tools and your job site before you start work. Similarly, you should also prepare your business for risks with the appropriate policy.

Be sure to review your product disclosure statement to check the cover meets your requirements. 

Any questions? Our Trades team is here and happy to help.

It depends on how frequently your business changes. 

Major changes – such as business growth, greater work complexity or expanded services – should always prompt an insurance review.

As a rule of thumb, we recommend you review your policy every year to ensure your business is covered for its current risk exposures.

If you're an existing customer, please reach out to our team. They can provide you with your:

  • Certificate of currency

  • Policy wording

  • Tax invoice.

A certificate of currency is proof that you hold a current insurance policy.   

Please contact us once you have accepted your policy and we will arrange for a certificate of currency to be sent to you from your insurer. 

They help electrical businesses grow by providing technical support, industry advocacy, legal advice and health and safety support.

If you run an electrical business in New Zealand, you can sign up to be a member on their website.

Related insurance solutions

slected option

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

Cybersecurity insurance

Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.

Business vehicle cover

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.     

Master Electricians cover

Are you a Master Electricians member? Let Marsh, the official insurance broker for this esteemed association, arrange your cover.  

LCPA 23/150

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.

*Interest and additional fees may be applicable.