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Plumber insurance

Backed by years of trades industry knowledge, Marsh knows how to meet the unique needs of New Zealand plumbers.  

                              0800 376 304

Why do I need to consider plumbers insurance?

Even the most seasoned plumbers get into accidents from time to time.

You can, and should, minimise the consequences by staying updated with safety standards and thoroughly preparing your job site.

And for an added layer of defence? Help protect your business with comprehensive insurance policies.

Get in touch today. We can help protect your business against personal injury and property damage.

What covers are available to you?

  • Public and products liability to fit your business

    The limit of liability is the maximum amount that can be provided under the insurance policy.  

  • Faulty workmanship cover

    Helps protect you from claims that may arise from any mistakes you may make in the services you provide.

  • Tools of trade cover

  • Property being worked on cover

  • Covers apprentices working for you

Additional cover we can arrange

Product and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry. 

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Product and services

Business interruption cover

A storm, cyber attack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

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Product and services

Business vehicle insurance 

Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.    

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Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insights and risks, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers has spent years at the forefront, supporting business owners to manage their unique risks in a fast-changing market. Our brokers keep ahead of the latest market insights, both local and global, and break down complex terminology. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Award winning experts

Marsh is a recognised industry leader, winning Large Broking Company of the Year 2022 and 2023 at the New Zealand Insurance Industry Awards

Competitively priced

Our experienced team of brokers can leverage our strong market relationships to negotiate competitive premiums for plumbers.

Trades insurance experience

Marsh brokers are experts in your industry and can arrange an insurance solution unique to plumbing risk exposures and needs.    

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price.

female insurance broker talking to clients

Frequently asked questions

We understand that premiums play a big role in choosing the right policy. But there is more to consider.

Premiums are based on the amount of risk the provider takes on – so a lower premium often means more exclusions.

To avoid confusion, be sure to read your policy wording and product disclosure statement carefully.

Consider this scenario: a poorly crimped pipe causes a water leak – damaging your client’s kitchen walls. As a result, your business is held liable to pay for damages to the client’s property and any legal costs incurred. 

We can arrange insurance policies that can protect you against the unexpected (and keep your cash flow running smoothly.)

Such policies include:

• Public liability

• Tools and equipment

• Commercial motor vehicle.

Your insurance needs will differ depending on the type of work and activities you complete. We will work with you to understand your risk exposures and prepare policies to keep your business protected.

It depends on how frequently your business changes. 

Major changes – such as business growth, greater work complexity or expanded services – should prompt an insurance review.

As a rule of thumb, we recommend you review your policy every year to ensure your business is covered for its current risk exposures.

If you're an existing customer, please reach out to our team.

They can provide you with your:

  • Certificate of currency

  • Policy wording

  • Tax invoice.

Related insurance solutions

slected option

Plasterers insurance

Plastering can be risky – but mistakes don’t have to cost your business. We can arrange plasterer cover tailored to you.

Painter insurance

Wine stains are one thing. Paint stains are something else. Let us arrange insurance that helps protect you against costly claims.

Electricians insurance

Keep the danger out of your business operations. Let our expert brokers arrange insurance that meets your needs.

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Professional indemnity cover

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

Public liability cover

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.

Retail insurance

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers.   

Hospitality insurance

Hospitality workers work hard. Take a load off – let us arrange a comprehensive policy tailored to your needs.

Professional services

You’re an expert in your field. We’re experts in ours. Let Marsh arrange professional services cover tailored to you.

LCPA 23/150.

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.