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Hotel insurance

Whether you own one or many hotels, our Marsh brokers arrange the best insurance solutions, tailored to your individual business needs. 

Speak to our insurance brokers today about arranging a quote for your business.

                              0800 376 304

What insurance do I need as a hotel owner?

Defend your business against third-party injuries and property damage, avoid costly legal fees and help protect your business. Should you need to make a claim, our team is here for you every step of the way, so we can help you get a fair outcome sooner.

What's covered?

  • Public liability

    Defend your business against third-party claims and costly legal fees.

  • Material damage and business interruption

    1. Material damage insurance provides cover for your assets including buildings, fixtures and fittings, contents and stock.

    2. Business interruption insurance covers loss of income and increased costs resulting from damage to insured property.

  • Statutory Liability

    Covering you and your business from fines imposed for unintentionally breaching one of New Zealand’s many laws.

  • Cyber Risk Insurance

    Cyber-attacks are becoming increasingly common and sophisticated. Protect your business and yourself with cyber insurance.

Additional cover we can arrange

Product and services

Commercial vehicle

To cover direct loss or damage to vehicles and public liability (third party liability) in connection with the vehicles.

Request a call back 

Product and services

Insurance premium funding

Don’t let insurance payments sneak up on you. Pay your premiums in monthly instalments with premium funding arranged by Marsh.

Request a call back

Product and services

Employee benefits

In a competitive labour market, it is important to look after, retain and attract key talent to help your business grow and strive.


Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers have spent years at the forefront supporting business owners manage their unique risks in a fast-changing market. They keep ahead of the latest market insights, both local and global, and break down complex terminology.

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Tailored insurance

Regardless of the type of advice or service you provide, our brokers can help find insurance cover that meets your broad business needs. 

Award-winning expertise

Marsh is a recognised industry leader, winning Large Broking Company of the Year 2022 and 2023 at the New Zealand Insurance Industry Awards

Our capabilities unrivalled

Our ability to leverage the Marsh McLennan network across the Pacific and globally gives our clients access to unparalleled insight, service, tools and capabilities across the full spectrum of risk. 

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price.

female insurance broker talking to clients

Frequently asked questions

Yes. We can arrange monthly instalments* with a finance company, provided you meet certain criteria. 

To request monthly payments, please talk to one of our dedicated Marsh insurance brokers.

The answer depends on how often your business changes.

As a rule of thumb, we recommend you review your policy at least once a year. This will ensure your business’s current risk exposures are covered.

But major changes – like business growth, greater work complexity or expanded services – should always prompt an insurance review.

Some insurers need to know about certain changes in accordance with your duty of disclosure. If your business has changed recently, contact the Marsh hospitality team to update your policy.

A certificate of currency is proof that you hold a current insurance policy.   

Please contact us once you have accepted your policy and we will arrange for a certificate of currency to be sent to you from your insurer. 

We pride ourselves on obtaining comprehensive insurance for you – fast.

Our hospitality brokers aim to secure a quote for you within 24 hours.

Related insurance solutions

slected option

Craft breweries insurance

Damage, accidents and product recalls don’t have to halt your business. Let us arrange tailored cover to help keep things flowing.

Accommodation insurance

At Marsh, we work with a wide variety of accommodation businesses to arrange the best insurance solutions to suite your unique risk requirements.

Commercial property

Let Marsh arrange your commercial property insurance policy to help protect your business’s buildings, contents, and more.

Tourism Industry Aotearoa insurance

Marsh provides TIA members with a tailored package to cover risks and exposures of the Tourism industry.

* Interest and additional fees are applicable. Terms and Conditions apply.

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.

 LCPA 23/150