Specialist business insurance for transport
Whether you’re an independent truck owner-driver or you operate a larger fleet of logging trucks, you’ll need specialist insurance to protect you, your business and your vehicles.
We recommend you consider a package that covers your business liabilities, vehicles and assets, as well as the goods and cargo you transport.
At Marsh, we have a specialist team of transport brokers who understand your industry. They can work closely with you to design an insurance package that meets your business needs so you can keep moving forward with confidence.
Who is transport insurance for business designed for?
All transport operators need to consider insurance to cover vehicle loss and damage unless they are in a financial position to self-insure.
Many transport operators, such as logging trucks, heavy vehicles and those transporting goods and livestock, may also need insurance to cover their business risks. Long hours on the roads, the high value of goods transported, and the high value of the trucks and vehicles themselves mean that transport businesses are exposed to many risks.
Commercial transport insurance generally includes:
- Cover for carrying units – protection for the units or vehicles used to transport goods.
- Third-party liability – protection if there is an accident or damage caused by the transportation process that results in harm to others or their property.
- Associated storage operation – protection for any associated storage operations; for example, if the goods need to be stored temporarily during the transportation process, the insurance can protect against damages or losses that may occur during storage.
This means transport insurance for business may be a good option to protect any business which operates heavy vehicles or transports goods. Common examples include logging trucks, general freight, livestock cartage companies and commercial road freight fleets.
