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Transport insurance for SMEs

Protect your vehicles, cargo and operations – and keep your business moving – with competitively priced cover arranged by Marsh.

                              0800 376 304

Cover we can arrange

Truck and fleet insurance

Are you an owner-driver or fleet operator? Protect your assets with comprehensive cover. Safeguard your vehicles against loss or damage – including third-party property damage.

Public liability insurance

Defend your business against third-party claims and costly legal fees. And should you need to make a claim, our team is here for you every step of the way – so we can help you get a fair outcome sooner.

Trailer in control

Help cover trailers you transport. If you need to cart a trailer that’s owned by another company, then trailer-in-control insurance can help keep you protected.

Loss-of-use cover

Help protect your cash flow when your insured trucks are out of action. Should a crash take an insured truck off the road, loss-of-use insurance can help by providing a replacement unit.

Insurance premium funding

Insurance can keep your transport business on the road when you need it most. But lump sum premiums can be a roadblock. We can arrange monthly instalments for premium funding to keep you moving.

Carriers liability insurance

Do you transport goods or livestock? Strengthen your client relationships with a carrier liability policy. This cover can help protect your client’s cargo against loss, damage or delay.

Additional cover we can arrange

Product and services

Public liability insurance

Protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs. 

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Product and services

Business insurance

Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.

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Product and services

Motor trade cover

Help protect your business against financial loss if damage or an accident occurs. Let us arrange a motor trade policy tailored to you.

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Why should you consider transport insurance?

Transport businesses are exposed to many risks – both known and unknown. 

Factors such as extended periods of time on New Zealand roads, heavy competition and driver fatigue all contribute to higher accident rates for long distance drivers.

So when accidents occur, it’s vital your business is prepared to minimise the commercial costs it may be liable for.

Our team can ensure your business is covered when it matters most – to help it survive the financial strain of a claimable accident.

bus driver at the wheel transporting customers

Why Marsh?

Why should you choose Marsh to arrange your insurance solutions?

In business, we've got your back

From mum and dad’s dairy, to national pizza chains, Marsh has a 60+ year history of supporting New Zealand’s business community. Our award-winning brokers are fluent in the latest global and Kiwi market insight and risk, but cut through the jargon to speak your language.  

Local expertise

Our New Zealand-wide network of brokers has spent years at the forefront, supporting business owners to manage their unique risks in a fast-changing market. Our brokers keep ahead of the latest market insights, both local and global, and break down complex terminology. 

Claims support

Handling an insurance claim can quickly become overwhelming, not least when your time is stretched to the limit keeping your business going in the backdrop. We help take the load off and manage, negotiate and settle claims with insurers on your behalf.

Transport cover specialists

Having supported transport operators for more than 30 years, our team of dedicated brokers use deep industry insights to arrange cover that meets the specific risk needs of the New Zealand transport industry.

Comprehensive and competitive

We leverage our strong market relationships to obtain quotes from multiple insurers and negotiate competitive insurance policies. So you can gain comprehensive coverage to keep your business protected and running smoothly.

Award-winning experts

Marsh is a recognised industry leader, winning Large Broking Company of the Year 2022 and 2023 at the New Zealand Insurance Industry Awards

Why use a broker?

Choosing business insurance means navigating through products, coverages and policy terminology – with a sales pitch as your only guide. At Marsh, our brokers will spot your unique set of risks, match you to the right choice, and advocate for you on price. 

female insurance broker talking to clients

Frequently asked questions

Insurers use a range of details to calculate premiums. These include your:

  • Level of cover

  • Business turnover

  • Prior claims history.

Insurers may also factor in the number of claims they expect to receive in a year for a particular business type. 

To arrange a quote, talk to us today. We’ll help you understand your business risks and arrange appropriate cover to meet your insurance needs.

A certificate of currency is proof that you hold a current insurance policy.   

Please contact us once you have accepted your policy and we will arrange for a certificate of currency to be sent to you from your insurer. 

We pride ourselves on obtaining comprehensive insurance for you – fast.

Our transport brokers aim to secure a quote for you within 24 hours.

While transport operators may not be legally required to obtain a goods-in-transit policy, some clients may need a certificate of currency before they enter into a contract.

One of the most common claims for transport operators are third-party property claims, where the transport vehicle accidentally damages another third-party’s property or causes harm to them personally.

All logging transport operators need to consider insurance to cover loss, unless they are in a financial position to self-insure.

Log truck insurance is generally the same as transport insurance cover, which generally includes:

· Cover for carrying units – protection for the units or vehicles used to transport goods.

· Third-party liability – protection if there is an accident or damage caused by the transportation process that results in harm to others or their property.

· Associated storage operation: protection for any associated storage operations, for example, if the goods need to be stored temporarily during the transportation process, the insurance can protect against damages or losses that may occur during storage.

Yes, in most cases there will be an excess. You can reduce your excess by paying a higher premium.

Related insurance solutions

slected option

Truck insurance

If trucks are integral to your operations, truck insurance is a wise investment. Let Marsh arrange the right cover for you.


Transport insurance

Whether by freight, rail, road or air, transport comes with unique risks. Let us arrange comprehensive cover tailored to your needs.

Insurance premium funding

Insurance can be a lifeline. But lump sum premiums can be a hindrance. Pay in monthly instalments with premium funding arranged by Marsh.

Public liability

Help protect your business against third-party accidents and costly legal fees. Let us arrange the right cover for your needs.


Business interruption

A storm, cyberattack or machinery breakdown can grind your business to a halt. Arrange business interruption cover to keep things moving.

Construction insurance

Injury and property damage are just two prominent construction risks. Let us arrange insurance for those most relevant to you.

Motor trade insurance

Help protect your business against financial loss if damage or an accident occurs. Let us arrange a motor trade policy tailored to you.

Retail insurance

Whether you’re online or in-store, let Marsh service your insurance needs – so you can stay focused on your customers.

LCPA 23/150

Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request. 

Additional disclaimer: Marsh makes no representation or warranty concerning the application of policy wordings or the financial condition or solvency of insurers or re-insurers. Marsh makes no assurances regarding the availability, cost, or terms of insurance coverage.