Why should you choose Marsh to arrange your insurance solutions?
We have developed the Master Electricians insurance package in conjunction with insurers to cover a variety of risks and exposures that electricians often face.
This includes policies such as:
Motor vehicle
Statutory liability
Tools and stock
Employment disputes
Apprentices
Directors and officers liability
Public liability and statutory liability are important policies for every business in New Zealand – including electricians.
Public liability can cover claims from third parties for property damage or physical injury that’s caused by your business activities.
Statutory liability helps to cover fines or penalties when you unintentionally breach certain statutes. This cover includes associated defence costs.
As an electrician, you may provide professional advice to your clients. As such, professional indemnity insurance is highly recommended.
Professional indemnity covers you and your business against claims for third-party financial loss due to your negligent advice or a breach of professional duty.
This policy can also cover costs related to defending or managing these claims against your business.
These insurance policies may not cover certain situations, such as:
Excess (the uninsured amount that you need to pay in the event of a claim)
Wear and tear
Mechanical failure
High risk locations (including timber mills, mines and airports).
To get a clearer picture, get in touch with a Marsh broker.
Master Electricians is the only professional trade association for electrical contracting businesses in New Zealand.
They help electrical businesses grow by providing technical support, industry advocacy, legal advice and health and safety support.
If you run an electrical business in New Zealand, you can sign up to be a member on their website.
Marsh provides NRC members with a tailored package to cover risks and exposures unique to the Transport industry.
Looking for specialist expertise? Our brokers will tailor business cover for you – no matter your industry.
Cyber attacks are becoming increasingly common. Help protect your small business with cyber insurance solutions arranged by Marsh.
Need to travel from one job to another to keep your business running? Marsh can arrange business vehicle cover tailored to your needs.
LCPA 23/150
Marsh Ltd (NZBN 9429040918792)(“Marsh”) arranges insurance and is not an insurer. This webpage contains general information, does not take into account your individual objectives, financial situation or needs and may not suit your personal circumstances. For full details of the terms, conditions and limitations of the covers and before making any decision about whether to acquire the product, refer to the specific policy wordings and/or product disclosure statements available from Marsh on request.
